Our Financing Programs


Loans*

Build your business with AFS’ Loan program. Designed for small to medium-sized alarm companies looking to grow -- finance an acquisition, consolidate debt, expand operations, or buy out a partner.
  • Loan Amounts $150,000 - $1.5 million
  • Term Loans, Revolving Lines of Credit
Learn More

Sale of Accounts

Raise much needed cash. Sell a portion or all of your accounts. Retire or cash out some or all of your equity.
  • Competitive Multiples
  • Company name and identity remain the same
Learn More

50/50 Hybrid Financing

Enjoy the benefit of an outright sale, while still retaining a portion of accounts, with AFS’ 50/50 Hybrid program.
  • Funding on existing blocks of accounts – 46+ Multiple
  • 25x Multiple up front, no hold-backs
Learn More

Acquisition Services

Use AFS’ Acquisition Services to help you target and acquire other alarm companies.
  • AFS assists with financing and negotiations
  • AFS conducts due diligence

* Loans made under the California Department of Corporations Lenders License Law. License #6053798

 

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Pre-Qualify Now


Find out now if you pre-qualify for one of our financing programs.

Contact Us


Phone: 866-204-9350 x12
Email: jfwooster@alarmfunding.com

Loan Program


Loan Amounts $150,000 to $1,500,000
Types of Loans Term Loans, Revolving Lines of Credit
Loan Amortization Up to 60 months
Interest/Fees Industry-competitive interest rates and program fee
Advance Rate Up to 15x Qualified Recurring Monthly Revenue (RMR)
Minimum RMR Dealer must own at least $10,000 RMR
Collateral Subscriber alarm monitoring accounts and contracts
Monitoring Accounts may be monitored by current central station
Customer Billing In many cases, dealer may continue to perform billing and collections processes.
Use of Funds Acquire other alarm companies or blocks of accounts using the acquired RMR to repay the loan
  Consolidate existing debt. Expand operations. Buy out partner.

Sale Of Accounts


Highlights

  • Sell a portion or all of your accounts to raise cash
  • Competitive multiples
  • Company name and identity remain the same
Dealer Benefits
  • Dealer retains up to 50% of accounts that AFS funds
  • Dealer maintains relationship with customer and receives:
    • ALL Referrals
    • ALL Billable Service
    • ALL Add-Ons, Upgrades
  • AFS stays behind the scenes
  • AFS pays Central Station monitoring fees
  • AFS doesn’t rely on external financial backing – we use our own money, so there are no banks or investors to change covenants at will.

50/50 Hybrid Financing


Highlights

  • Funding on existing blocks of accounts
  • 25 multiple up-front, no hold-backs
  • Dealer retains up to 50% of accounts after 42-46 months
  • AFS pays dealer to provide service on accounts that AFS retains
  • Opportunity for ongoing funding
Over a 7-year period, dealer earns equivalent of 46x multiple and still owns 50% of accounts.

Dealer Benefits
  • Dealer retains up to 50% of accounts that AFS funds
  • Dealer maintains relationship with customer and receives:
    • ALL Referrals
    • ALL Billable Service
    • ALL Add-Ons, Upgrades
  • AFS stays behind the scenes
  • AFS pays Central Station monitoring fees
  • AFS doesn’t rely on external financial backing – we use our own money, so there are no banks or investors to change covenants at will.

Funding Comparison

  Traditional Dealer Program AFS Funding Program
Dealer’s RMR $1,000   $1,000  
Multiple 30x   25x  
Funding After Holdback $27,000   $25,000  
RMR Returned to Dealer $0   $500/mo.  
Total Revenue After 1 yr $30,000 30x $25,000 25x
Additional Revenue   yrs 1-4 $0   $3,000 3x
Additional Revenue   yrs 4-7 $0   $18,000 18x
Additional Revenue   yrs 7-10 $0   $18,000 18x
         
Total $30,000 30x $64,000 64x

Funding Comparison


  Traditional Dealer Program AFS Funding Program
Dealer’s RMR $1,000   $1,000  
Multiple 30x   25x  
Funding After Holdback $27,000   $25,000  
RMR Returned to Dealer $0   $500/mo.  
Total After 1 yr $30,000 30x $25,000 25x
Total After 4 yrs $30,000 30x $28,000 28x
Total After 7 yrs $30,000 30x $46,000 46x
Total After 10 yrs $30,000 30x $64,000 64x

Alarm Financial Services at ESX, June 14-16, 2017


Stop by the AFS booth ( # 639) to discuss funding opportunities.

To set up an appointment, contact Jim Wooster directly at 866-845-2678 or jfwooster@alarmfunding.com